![]() ![]() We didn’t have 401(k)s so there was no match or anything like that. That “feels like you got a raise“ saying is absolutely true. Without the debt we are able to save cash so quickly. You’re doing 4,5,6,7 all together mostly anyway And that’s where we are now and to be honest it was the best thing we ever did and I wish we had done it years earlier. ![]() We would never have been able to do this had we not gone through all the previous steps. We liquidated all our savings which included a whole life insurance policy for both of us and everything that we had in the market which wasn’t much but was helpful.Īfter a year, we were a baby step seven but we had a growing family so we decided to save and build our dream home. ![]() We worked for the next year paying off everything. We had a cute house that we had built in a neighborhood that really exploded around us and we sold it and moved into a much smaller house that we were able to buy outright with our profits. We had quite a bit of random debt here and there plus his school loans. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit.Īfter reading the total money makeover my husband and I went kind of extreme. Get your financial house in order, learn how to better manage your money, and invest for your future.
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